At HomeSense® Realty, we know a thing or two about Mortgage Financing.
As an affiliate of HomeSense® Mortgage Corporation, HomeSense® Realty has been helping customers with their Home Financing needs since 2001. While the two Companies operate independently, Mortgage Financing is something that is in our DNA. The wealth of knowledge and industry experience offered by HomeSense® Realty Agents will help you to understand your Home Financing options and help make your buying experience even more enjoyable - a truly Premium Experience.
Get an edge over other buyers
We recommend that you begin with a pre-approval. A pre-approval gives you buying power - the ability to make offers, negotiate price and terms, and even sign a purchase contract. It gives you an advantage over other Buyers when you make an offer on the home of your dreams, because a pre-approval letter proves to the Seller that you're financially ready to buy the home, and that can help make your offer more attractive.
Pre-approval means you get an actual approval for a mortgage loan before you make an offer on a home. This is in contrast to a pre-qualification, which is simply an opinion of what you may qualify for. This means you'll have the benefit of knowing how much home you can afford. In fact, many Real Estate Agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget.
Ask your local HomeSense® Realty Agent about obtaining a pre-approval as you begin your home search. We know what to look for, and how to help you obtain the most favorable terms. You can also begin by talking with your bank or any local Mortgage Lender.
No matter where you live, or where you decide to buy, you local HomeSense® Realty Agent can be a valuable source of Home Loan information.